Banking Law

Dagger, Johnston, Miller, Ogilvie & Hampson, LLP has a long and proud history of relationships with financial institutions.

In a highly regulated industry, our banking attorneys are experienced in all manner of banking and financial institution representation, ranging from:

  • Uniform Commercial Code concepts
  • Financial institution regulation
  • Collection and enforcement of creditor rights
  • Bankruptcy 
  • Negotiation and documentation of complex commercial transactions
  • Drafting of legal documents in support of transactions
  • Defense against inaccurate, or incorrect, allegations from consumers and regulators 

Our banking law attorneys represent multiple financial institutions in commercial, residential and retail transactions, collections, and routinely appear in bankruptcy court to preserve and protect lender rights.

If you represent a financial institution; our attorneys will help you successfully and cost efficiently navigate the ever-changing laws relating to collections and secured transactions. We have also repeatedly defended financial institutions against consumer claims, and strive to provide practical, cost effective solutions in the banking industry. We understand the federal, state, and local regulations that impact your day to day business, and we can appreciate how difficult it can be to follow, and enforce, regulations that are numerous and comprehensive. The Dodd-Frank act alone contains more than 1500 provisions and almost 400 rule mandates.  That is just one of many major banking laws, including the Banking Act of 1933, Right to Privacy Act, USA Patriot Act, Banking Secrecy Act, Community Reinvestment Act of 1977, are among the most well known.

Dagger Law recommends using an experienced banking lawyer to help clarify which rules apply to you, and your clients, and under what circumstances those regulations apply. Banks have an enormous influence on the economy as a whole, and it is of the utmost importance that your financial institution is guided through modern bank regulations. Banking regulations are often set up to provide transparency, and reduce risk, to consumers and there can be substantial consequences for not meeting these regulations. At Dagger Law, we can assist your organization in preventing criminal activity, such as money laundering, and ensure that your bank is the safest, best, option for your local customers. Our lawyers are also here when you need assistance in handling a customer, or employee, dispute. If your institution is facing regulatory action, or wishes to establish a relationship with our firm to prevent legal action against your bank, please contact Dagger Law to set up a consultation today. Whether you reside in Columbus, or Lancaster, we have you covered. Check out the nearest location to you by clicking HERE

Meeting with an experienced Banking Law Attorney, from Dagger Law, can help business owners too.

Small businesses often need to seek financing, whether temporary or long term, to start up, deal with an emergency, manage inventory purchasing, and pay operating costs. An attorney who focuses on banking, and business, law can assisting you in securing a line of credit for these purposes.  If your company is considering commercial financing, our bank attorneys can assist with structuring your transaction in a manner that best accomplishes your financing goals. We will work with your lender to achieve the most appropriate lending strategy. 

Will an attorney travel to me, or do I need to come to your offices in either Lancaster or Canal Winchester? 

While some meetings will need to be held in our offices, we do try to minimize your travel time by offering two convenient locations in both Lancaster and Canal Winchester, Ohio. It is our goal to minimize the disruption to your life caused by legal issues, and many communications or meetings can be conducted through emails or phone calls. In certain circumstances we realize that it isn’t possible for clients to reach us, and visits to your location may be required. If a Dagger Law attorney is retained to represent you, they will travel to the necessary court hearings and legal procedures in order to represent you, even if that court is across the state! Please note that in some instances the cost to represent your case may require an unusual amount of money due to travel expenses. In such cases, we may recommend using legal representation closer to the location of your case. We are happy to provide referrals in these instances, if we are able. 

Contact one of these Dagger Law Banking Law Attorneys for assistance.

 Brian Shonk banking law attorney Lancaster and Canal Winchester Fairfield County Ohio

Brian D. Shonk, Partner

Jeff Spangler banking law attorney Lancaster and Canal Winchester Fairfield County Ohio

Jeff J. Spangler, Managing Partner

Bryan Everitt banking law attorney Lancaster and Canal Winchester Fairfield County Ohio

Bryan M. Everitt, Attorney