Banking and Financial Institution Law

Fairfield County, Lancaster, Canal Winchester Ohio banking law photoDagger, Johnston, Miller, Ogilvie & Hampson, LLP is proud to maintain strong relationships with the banking industry.  Since 1902, our law firm has successfully represented local financial institutions. 

Banking and finance are highly regulated industries. Our banking attorneys are experienced in a wide range of banking and finance law. Some areas that we regularly assist clients with include:

  • Uniform Commercial Code. This ranges from understanding the basic concepts behind the uniformly adopted law to assisting with complex interstate transactions
  • Financial institution regulation at the Federal or State banking level
  • Collection of bad debt and the enforcement of creditor rights
  • Bankruptcy issues
  • Negotiation and documentation of complex commercial financial transactions
  • Drafting of legal documents in support of transactions
  • Defense against inaccurate, or incorrect, allegations from consumers and regulators
  • Anti money laundering

Lawyers at the Dagger Law firm represent multiple financial institutions in commercial, residential and retail transactions, collections, and routinely appear in bankruptcy court to preserve and protect lender rights.

If you represent a financial institution, you need a banking regulation attorney that will help you successfully navigate changing laws. We can provide a cost effective solution to handling collections and secured transactions for banking institutions. Our lawyers have a proven track record in the courts and have successfully defended financial institutions against consumer claims, and other law suits. Our attorneys understand the federal, state, and local regulatory requirements that impact your day to day business. We know how difficult it can be to follow, and enforce, regulations that are numerous, comprehensive, and ever changing. The Dodd-Frank act alone contains more than 1500 provisions and almost 400 rule mandates. That is just one of many major banking laws that our lawyers routinely provide counsel on. Other well known banking regulations, that we can assist with, include:

  • The Banking Act of 1933, which is also known as the Glass-Steagall Act
  • Right to Financial Privacy Act (RFPA), enacted by the FDIC in 1978
  • USA Patriot Act, section 312
  • Banking Secrecy Act, also known as the Currency and Foreign Transactions Reporting Act
  • Community Reinvestment Act of 1977 (CRA)

All of the above regulations, and others not listed, share a set of common objectives. We can help reduce risk, reduce disruptions, avoid misuse of banking assets and processes, protect confidentiality, and enhance corporate social responsibility. The bottom line is that we keep banks operating by creating a full range of plans to prevent unwanted legal actions before they happen. However, if your institution is facing regulatory action, or have been cited with compliance issues, please contact Dagger Law to set up a consultation today. Whether you are located in Central Ohio, Southeastern Ohio, Fairfield County, Hocking County, Licking County, Pickaway County, Franklin County, Lancaster, Baltimore, Circleville, Buckeye Lake, Newark, Logan, Canal Winchester, the Greater Columbus area or other locations nearby; we have you covered. Check out the nearest location to you by clicking Our Locations Page

Don’t see your particular issue listed above? That is no problem! We enjoy a challenge, and are happy to assist you with the legal issue that you are facing. Use our convenient Contact Page to schedule an appointment to discuss your legal matter with an attorney. 

Dagger Law recommends using an experienced banking lawyer to help clarify which rules apply to you, and your banking clients, and under what circumstances those regulations apply. Banks have an enormous influence on the economy as a whole. It is of great importance that your financial institution is guided through modern bank regulation by an experienced team like the banking law attorneys at Dagger Law. Banking regulations are often set up to provide transparency and reduce risk to consumers. There can be substantial consequences for not meeting these regulations. We can assist your organization in preventing criminal activity, such as money laundering. We will work with you to ensure that your bank is the safest, best, option for your local customers.

We take the time advising clients on non financial regulatory issues too. These may include a full range of human resources issues such as employment disputes or alleged discriminatory practices, or simple customer service items like properly handling a customer complaint regarding products and services.

Meeting with an experienced Banking Law Attorney, from Dagger Law, can help business owners too.

Small businesses often need to seek financing, whether temporary or long term, to generate funds to start-up a new business venture, deal with an emergency, manage inventory purchasing, and pay operating costs. An attorney who focuses on banking, and business, law can assisting you in securing a line of credit for these purposes.  If your company is considering commercial financing, our banking law attorneys can assist with structuring your transaction in a manner that best accomplishes your financing goals. We will work with your lender to achieve the most appropriate lending strategy for your situation, and allow you to focus on your business.

Will an attorney travel to me, or do I need to come to your offices in either Lancaster or Canal Winchester?

While some meetings will need to be held in our law offices, we do try to minimize your travel time by offering two convenient locations in both Lancaster, Ohio and Canal Winchester, Ohio. It is our goal to minimize disruption to your business day that may be caused by legal issues. Many communications or meetings can be conducted through emails or phone calls. If a Dagger Law attorney is retained to represent your financial institution, they will travel to all necessary court hearings and legal procedures in order to represent you, anywhere in Ohio!

*Please note that in some instances the cost to represent your case may require an unusual amount of money due to travel expenses. In such cases, we may recommend using legal representation closer to the location of your particular case. We are happy to provide referrals in these instances, if we are able.

Contact one of these Dagger Law Banking Law Attorneys for assistance with your banking, or financial institution, needs.