Banking and Financial Institution Law

Fairfield County, Lancaster, Canal Winchester Ohio banking law photo

Since 1902, our law firm has helped our community with banking and financial institution law. Dagger, Johnston, Miller, Ogilvie & Hampson, LLP is proud to maintain strong relationships with the banking industry.

Banking and financial services are highly regulated industries. In fact, our banking attorneys practice a wide range of banking and finance law. Some areas that we regularly assist clients with include:

  • Uniform Commercial Code. For example, assistance includes explaining the basic concepts behind this uniformly adopted law. Thus, assisting with complex interstate transactions.
  • Financial institution regulation. Both at the Federal and State banking level.
  • Collection of bad debt. Especially the enforcement of creditor rights.
  • Provide bankruptcy process guidance for both lenders and financial institutions.
  • Assist with the negotiation and documentation of complex commercial and financial transactions.
  • Drafting of legal documents in support of transactions
  • Defense against inaccurate or incorrect allegations from consumers and regulators
  • Anti-money laundering

Lawyers at the Dagger Law firm represent multiple financial institutions. Our services include commercial, residential, and retail transactions. We also handle collections and routinely appear in bankruptcy court to preserve and protect lender rights.

If you represent a financial institution, you need a banking regulation attorney that will help you successfully navigate changing laws. We can provide a cost-effective solution to handling collections and secured transactions for banking institutions. Our lawyers have a proven track record in the courts and have successfully defended financial institutions against consumer claims and other lawsuits. Our attorneys understand the federal, state, and local regulatory requirements that impact your day-to-day business.

We know how difficult it can be to follow and enforce numerous, comprehensive, and ever-changing regulations. The Dodd-Frank act alone contains more than 1500 provisions and almost 400 rule mandates. That is just one of many major banking laws on which our lawyers routinely provide counsel. Other well-known banking regulations that we can assist with include:

  • The Banking Act of 1933, which is also known as the Glass-Steagall Act
  • Right to Financial Privacy Act (RFPA), enacted by the FDIC in 1978
  • USA Patriot Act, section 312
  • Banking Secrecy Act, also known as the Currency and Foreign Transactions Reporting Act
  • Community Reinvestment Act of 1977 (CRA)

All of the above regulations, and others not listed, share a set of common objectives. Let us help align your practices to support the law.

We can help reduce the risk and disruptions to your operations caused by compliance issues. With our oversight, you can avoid the misuse of banking assets and processes. On the positive side, you will protect the confidentiality of records and enhance corporate social responsibility. The bottom line is that we keep banks operating by creating a full range of plans to prevent unwanted legal actions before they happen. However, if your institution faces regulatory action or has received a citation for compliance issues, please contact Dagger Law to set up a consultation today.

If you don’t see your particular issue listed above, that is no problem! We enjoy a challenge and are happy to assist you with the legal issue that you are facing. Use our convenient Contact Page to schedule an appointment to discuss your legal matter with an attorney.

Dagger Law recommends using an experienced banking lawyer to help clarify which rules apply to you and your banking clients. Our attorneys can explain under what circumstances those regulations apply.

Banks have an enormous influence on the economy as a whole. It is of great importance that your financial institution is guided through modern bank regulation by an experienced team like the banking law attorneys at Dagger Law. Establishing banking regulation provides transparency and reduces risk to consumers. There can be substantial consequences for not meeting these regulations. Therefore, let us assist your organization in preventing criminal activity, such as money laundering. We will work with you to ensure that your bank is the safest, best option for your local customers.

We take the time to advise clients on non-financial regulatory issues too. These may include a full range of human resources issues such as employment disputes or alleged discriminatory practices. Not to mention simple customer service items like properly handling a customer complaint regarding products and services.

Meeting with an experienced Banking Law Attorney from Dagger Law can help business owners too.

Small businesses often need to seek financing, whether temporary or long-term, to generate funds to start up a new business venture, deal with an emergency, manage inventory purchasing, and pay operating costs. An attorney who focuses on banking, and business, the law can assist you in securing a line of credit for these purposes. If your company is considering commercial financing, our banking law attorneys can assist with structuring your transaction in a manner that best accomplishes your financing goals. We will work with your lender to achieve the most appropriate lending strategy for your situation and allow you to focus on your business.

Will a banking attorney travel to me, or do I need to come to your offices in either Lancaster or Canal Winchester?

While some meetings will need to occur in our offices, we try to minimize your travel time. We offer two convenient office locations in Lancaster and Canal Winchester, Ohio. Our goal is to reduce the disruption to your life caused by legal issues and conduct most communications or meetings through emails or phone calls. We realize that clients can’t reach us in certain circumstances, and we may be required to visit your location.

Suppose you retain a Dagger Law attorney to represent you. In that case, they will travel to the necessary court hearings and legal procedures to represent you anywhere in Ohio! Please note that in some instances, the cost to represent your case may require an unusual amount of money due to travel expenses. In such cases, we may recommend using legal representation closer to the location of your case. We are happy to provide referrals in these instances if we are able.

We proudly serve the following communities throughout Central and Southeastern Ohio:

  • Fairfield County
  • Franklin County
  • Hocking County
  • Licking County
  • Pickaway County
  • Baltimore, Ohio
  • Buckeye Lake
  • Canal Winchester
  • Circleville
  • Greater Columbus Area
  • Lancaster, Ohio
  • Logan
  • Newark, Ohio
  • other locations nearby

Check out the nearest location to you by clicking Our Locations Page.

Contact one of these Dagger Law Banking Law Attorneys for assistance with your banking or financial institution needs.